What our home loan experts will do for you
Whether you are looking for a residential home loan or a business owner needing a commercial property, our home loan experts can tailor the right-fit mortgage type for you and your individual circumstances.
We know just how complicated the property market is especially when it comes to financing, so we want to make sure it is all smooth sailing for you right from the beginning. We promise to go that extra mile for you, looking beyond the typical fixed or variable rates offered by the major banks. Variable rates are not the only thing to be considered when looking at home loan options. What saves you a buck now may cost you a bucket later.
Our team of highly experienced home loan experts will first analyse your personal situation and understand your individual requirements before offering you tailored solutions based on the most suited and competitive products available in the market. The result is a final product that allows you to make your dream a reality.
We are more than aware of how daunting the process of applying for a home loan can be. There are so many things to consider like: what type of loan should I get? Should I go through a bank or a broker? How does Stamp Duty work? And on and on, the list goes. If you are stumped on where to start, make things easy for yourself and start with us – our home loan experts can answer all your questions and work through the process with you step by step with specialist advice.
Our team of home loan experts will go through all the home loan lenders and products that are specifically suited to you. Simply put, we will do the work for you. Finding and buying a property takes a great deal of time and planning, so we want to make sure that this process is as easy as possible for you. A mortgage is the biggest financial commitment you are likely to make and we can give you the confidence that you got it right.
Australian mortgage options
With so many different mortgage options available, having a home loan expert guide you through the maze will speed up the process.
You might be a first-home buyer, owner occupier, property investor, looking to refinance, want interest only repayments or are only interested in products that have an offset account. Whatever your requirements may be, we have a solution for you. Our home loan experts will show you that selecting a product based on the lowest interest rate is not always the best option; there may be other fees that apply that end up costing more in the long run. Our home loan experts will check these finer details for you, so that there are no nasty surprises later.
Australian mortgage options include:
Buying your first home
Are you a first home buyer? First of all, congratulations! Second of all, are you aware of all the changes in legislation to stamp duty and first home buyer grants? Our home loan experts are up to date with everything you need to know. We will arm you with all the information you need with regards to not only your home loan but with property market information and financial advice too.
Home loan interest rates
Our home loan experts will tailor the right-fit interest rate structure for you.
There are many structures available which can be confusing to the untrained eye – do not make the common mistake of picking the lowest interest rate, as this may not be the right structure for you in the long run. Our home loan experts are always up to date with the ever-changing market and will do the work for you. We will arm you with all the essential knowledge to make important decisions early on that will dramatically affect your equity position in the long run.
Home loan pre approval
Home loan pre approval is the most vital first step in buying a new home.
Home loan pre approval gives you your shopping budget and the confidence of knowing that the funds are there and ready when you need it. Our home loan experts can help you with your application. We strongly recommend completing this before you begin shopping for your new home. Read more about the benefits of obtaining a pre approval here.
Talk to our home loan experts about how an offset account could save you loads and shorten your loan life.
An offset account is useful if you want to pay off your mortgage sooner and save money at the same time. This is something you should definitely look into as if set up correctly, will place you in a far better position for the future. You may never gain this sort of market knowledge without honest, professional help; our home loan experts will share all the tricks and know how’s to ensure you are placed as best as possible in this complex market.