Investment Strategy

We promise you nothing but transparency.

How to start an Investment Strategy

The finance world is not exactly known for its transparency. We are here to change that.

With so many Financial Planners out there, it can be difficult separating the good eggs from the bad.

The process is a gamble and selecting the wrong planner has significant consequences. After all, getting an investment strategy going comes with its risks. It is important that you are being given the best advice from a Financial Planner who understands your needs and has the skills required to set a strategy in motion that specifically works for you.

Figuring out who can provide you with the pathway for success and who is trying to pull the wool over your eyes is a challenge. We promise you nothing but transparency from the get go, offering services with no fees and no catches. We build our relationships with clients on earning your trust and business, not the other way around – the way it should be. We believe in educating all investors and giving the best, unparalleled strategy advice, so that you can confidently make your choices when it comes to your hard-earned dollars.

Key Benefits

Why invest in property?

Property is typically considered a safe investment because the property market tends to be less volatile than investing in stock and shares.

Property generally maintains or appreciates in value, even when other assets are on the decline. With the right investment strategy advice, property has the potential for capital growth, which refers to the value of a property increasing over time. Pair this with the steady income that a rented investment property can provide, and the tax benefits associated with different loan types, and this makes property investment your golden ticket to building your wealth and securing your retirement.

What does investment strategy involve?

In the world of finance, an investment strategy is a set of rules and best practice advice that help an investor, such as yourself, select an investment portfolio.

Everyone has different profit objectives, skills and circumstances, and a good property investment strategist will take these factors into consideration when researching and making recommendations.

Investment Strategy

But which investment strategy is right for me?

There are several popular investment strategies out there to choose from, and the right property investment strategist is the best tool in your arsenal when it comes to selecting the right option for you.

Buy and Hold

This is one of the most common investment strategies and one of the simplest to secure. As the name suggests, this strategy involves buying a property and holding onto it with the goal of reaping the benefits of capital growth. With this investment strategy, the amount of capital you earn will depend on many factors including location, property type, time frame and the health of the property market you are in.

Negative Gearing

Negative gearing occurs when an investment property is leased out, and the income the investor makes from the tenant’s monthly rent payments is lower than the interest they are paying on the loan along with the deductible costs of property maintenance. This strategy does require the investor to outlay cash in the beginning, by taking a loss on the investment, they can claim the tax deduction against their income. This may be a strategy for high-earning investors who are looking for smart ways to grow their property portfolio.

Property Trusts

A property trust is a strategy best suited for those who want to mix up their portfolio with different kinds of assets. Property trusts work by allowing investors to buy an interest in a professionally managed portfolio, like buying shares in a company. The money you invest is put into the trust and held there. When the trust is dissolved and the properties are sold, the earnings are distributed amongst the trust’s stakeholders.

Speak to us about your financial planning

Call moneylab and one of our finance experts will be able to assist you immediately.
Winning Formula
Contact moneylab Support
Want to invest in property?

Speak to a broker to find the best option

Winning Formula
Have you looked into our

Other financial planning options

Wealth Management

The key to becoming financially successful is wealth management.

This is where one of our talented Financial Advisors can add benefit to you. Having the right financial advice will give you the confidence to get on with your life without worrying if you can even afford to.

We include regular financial health checks and risk assessments to further ensure you stay on the path to financial success.

Super Review

It is never too early to conduct a super review.

Your Financial Advisor will review your super and ensure it is set up correctly and performing the best it can so you do not need to make sacrifices further down the track.

We will also consolidate any lost super you may have as this could be money that you are missing out on.