What are the Australian mortgage options available to me?
Our home loan experts will provide smooth sailing through this exciting but potentially stressful time.
Buying a property, especially if it is you first, is meant to be exciting times. However, the excitement can quickly turn to stress with the amount of different Australian mortgage options available today, if you have no support. Mortgage options are based on borrower type; you may be a first home buyer, owner occupier, property investor, looking to refinance, want interest only repayments or are interested only in products that have an offset account, whatever your requirements may be, we have a solution for you. Our experts will show you that selecting a product based on the lowest interest rate is not always the best option; there may be other fees that apply that could end up costing you more in the long run. Our home loan experts will check these finer details for you, so there are no nasty surprises later.
No Deposit Home Loan
Have you been madly trying to save your mortgage deposit and feel like you are getting nowhere?
If you want to get into the property market sooner rather than later, we may be able to help you with a low or no deposit home loan. Did you know that your new home or investment property may be well within your reach, even without a deposit? Chat with our home loan experts and find out what Australian mortgage option suits you.
Home Equity Loan
Are you a home owner looking for a quick large sum of money?
As a property owner, a home equity loan is an Australian mortgage option you may explore. No matter what the purpose of the funds, if your home is worth more than the outstanding balance owed, a home equity loan is something you can consider.
Refinance Home Loan
Are you considering a refinancing home loan?
Great, but does your lender really care about how you manage your finances? Refinancing your home loan is a hard decision and one not to be taken lightly, so be sure to talk to a Money Lab Mortgage Broker who are experts on all Australian mortgage options. There may just be an opportunity here to save a heap of money.
Commercial Property Loan
Finding information from lenders about Australian mortgage options, rates, and policy terms can be difficult, especially when it comes to Commercial Property Loans.
Luckily, we can tell you everything you need to know. There are many options when it comes to Commercial Property Loans, and they differ from your standard Residential Home Loan so be sure to do your research or talk to an expert.
It is almost impossible to align selling your current with purchasing your new home, let alone perfectly timing when you can move in.
Luckily your safeguard Australian mortgage option here is a bridging loan. With general market uncertainty, price fluctuations and stagnating auction clearance rates, among myriad factors, many buyers are finding their new, dream home, without having sold their existing home. Find out more about how you can solve this issue with a Bridging Loan.
Line Of Credit
Have you ever found yourself needing a quick large sum of money?
Chances are you have, and it most likely will not be the last time. Unexpected expenses pop up in life for us all and, for whatever reason, there will likely be times in your life when borrowing money is inevitable. For many home buyers and property investor taking out a line of credit is a necessary exercise and can be used for a deposit for the next property. If any of this is relating to you, then read on and find out more about this Australian mortgage option.